Mercury Insurance offers solid homeowners insurance policies that target affordability and customization. With coverage tailored to your property’s rebuild cost and value, you benefit from rates that consider house age, safety features, and location. If you’re looking to save, Mercury shines with attractive discounts—get up to 17.9% off your homeowners plan, and bundle with auto to save up to 14.5% more. Discounts for new homes, multiple policies, security installations, leak detection, and staying claim-free for three years make this a competitive choice.

How to Purchase Mercury Homeowners Insurance

1. Enter your zip code to start your quote
2. Select Homeowners Insurance as your product
3. Answer questions about your home and coverage needs
4. Review available discounts and options
5. Submit your application or connect to a licensed agent to finalize

Pros of Mercury Homeowners Insurance

Mercury Insurance stands out for affordability, especially when bundling with auto or other policies. Their rate discounts are among the best in the segment.

Optional coverages like Service Line Protection and Home Cyber Protection let you extend your policy as your needs evolve.

Cons of Mercury Homeowners Insurance

Some coverage options like earthquake or flood insurance are not built-in and may require additional policies.

Discount eligibility and options may vary depending on your state, limiting some savings and features.

Verdict: Our Take

Mercury Insurance is a strong pick for homeowners seeking customizable coverage at a smart price point. Their exceptional discounts and reliable support make them highly appealing. Review available coverage in your state for the best fit for your home.