How to Apply: Step-by-step Guide

• Visit the GEICO homeowners insurance page.
• Enter your address and details for an instant quote.
• Adjust your coverage, selecting any extra protections as needed.
• Review all discounts applied, such as bundling with auto insurance.
• Complete your application and purchase your policy securely online.

Pros

GEICO helps you save money with valuable discounts, especially when bundling home and auto insurance. The online process is quick, from getting a quote to finalizing coverage.

Flexible coverage options let homeowners select a plan tailored to their needs, with add-ons easily accessible. Policy management and support are user-friendly and responsive.

Cons

Some homeowners may find that certain add-ons, like flood or earthquake insurance, are offered through partners rather than directly by GEICO, which could mean separate service teams or paperwork.

Homeowners in specific locations might experience variation in coverage or may not qualify for all discounts, depending on state insurance regulations.

Our Verdict

GEICO Homeowners Insurance shines with its mix of affordable rates, helpful bundling discounts, and straightforward online service. With a strong reputation for customer support and customization, it’s an excellent option for most U.S. homeowners seeking reliable protection and savings.